742 Charlestown Circle

Palm Beach Gardens, FL 33410


(304) 638-2806

Michael D. Landry



Professional Experience

            Lagniappe Associates Palm Beach Gardens, FL


Managing Member


Responsibilities include management of all consulting functions. Advise clients on matters ranging from management and strategic planning to financing and lender negotiations. Clients include small to medium sized companies in the manufacturing, high-tech, leasing, real estate, and automotive industries. Also consult and manage the lending relationships of several high net worth individuals.



1981-1999       FIRST GUARANTY BANK           Hammond, LA

Chief Financial Officer                                  February 1991 to July 1999

Responsibilities include management of all financial and operations functions: accounting, financial reporting, marketing, human resources, strategic/financial planning, asset/liability management, investor relations and communications, deposit operations, purchasing, division/branch automation, investments, personal/corporate trust, and data processing.  Major tasks and accomplishments include:


1.  Chairman of the Asset/Liability Management Committee

2.  Chairman of the Employee Benefits Committee

3.  Management of the customer relationships of the Bank's largest            customers

4.  Successfully negotiated two private placements of preferred stock ($1,000,000 each)

5.  Developed the offering materials for three public common stock offerings and managed the complete offering process

6.  Administration of the corporate legal and regulatory matters

7.  Development and placement of all advertising materials (including annual reports and other shareholder communications)

8.  Development and management of the Bank's branch automation system

9.  Evaluation and implementation of the Bank's computer systems

10.          Management of the overall 'downsizing' of the Bank and changes in the Bank's operations which resulted in significant reductions to overhead expense (estimated savings of over $1,000,000 annually)

11.          Maintained the majority of the Controller responsibilities listed below


Controller & Management Information Systems Director

June 1986 to February 1991


Responsibilities included management of all financial and information systems functions:  accounting, personal/corporate trust, strategic/financial processing.  Major tasks and accomplishments include:


12.          Conversion of accounting system to responsibility accounting, which included a general ledger  conversion and cost center accounting initiation

13.          Automation of major accounting functions including:  accounts payable, financial reporting (call reports, board of directors reports and asset/liability management reporting), and account analysis

14.          Initiation of budgeting process and monthly monitoring thereof

15.          Development of an effective Asset/Liability Management Committee and appropriate reporting

16.          Development of strategic and financial capital plans

17.          Administration of the annual audits and the regulatory examinations

18.          Automation of the trust department's bond paying function

1.  Administration of the remaining trust functions (formal trust department was dissolved in 1984) Administration of the facilities management contract (FIserv, Inc. operated the bank's data processing division under a facilities management agreement until 1993)

2.  Development and .management of corporate automation and information    systems strategies


Electronic Data Processing Auditor                  January 1985 to May 1986


Responsibilities included the audit and control of the data processing division, liaison support for the bank's independent auditors and regulatory examiners, and development of microcomputer applications for the audit department.


Data Processing Systems Analyst                 January 1983 to January 1985


Responsibilities included the testing and implementation of vendor software, design and implementation of in-house software applications, and liaison support for bank personnel and outside data processing customers.


Various Banking Center and Operations Assignments (part-time), June 1981 to January 1983


Responsibilities included customer service, proof/transit operations, and balancing of major applications.

Professional & Community Organizations

Louisiana Society of Certified Public Accountants (Certified: January, 1987)

American Institute of Certified Public Accountants

City Club of Hammond, Louisiana


Louisiana University,  Hammond, Louisiana


Bachelor of Science Degree:  Accounting and Management

Associate of Science Degree:  Computer Science